Mark and Phillip, a same-sex couple in their 70s, lived in a breathtaking oceanfront property in Malibu valued at $19MM. They believed reverse mortgages were for modest homes and couldn’t possibly apply to their high-value estate.

When they consulted with Evoque Lending Reverse, they discovered reverse mortgages could accommodate ultra-high-value properties, with loan amounts exceeding $4MM on exception. The couple used their untapped equity to invest in a luxury eco-retreat business while also funding a trust for their nephews, securing both financial growth and family legacy. They were also comforted to know California law protects both spouses, ensuring the surviving partner could remain in the home.